SenteGuide Symbol
DFCU Bank
DFCU Bank

Unsecured Personal (Salary) Loan

Quick salary loan with no collateral needed and salary-loan protection insurance included.

Top Pick: No Transfer Fees
Personal Loan
Quick Approval

Interest Rate

16.5% (flat)

Loan Amount

UGX 200,000 - 250,000,000

Tenure

2-72 months (up to 6 years)

Processing Fee

Varies based on loan amount

Description

The DFCU Unsecured Personal Loan is designed for salaried individuals looking for quick access to funds without the need for collateral. This loan offers competitive interest rates and includes salary-loan protection insurance for added peace of mind.

With approval times of 24-48 hours, this loan provides fast access to funds when you need them. The loan also features no loan-transfer fees, making it an attractive option if you're considering consolidating existing loans from other institutions.

Loan Calculator

Use our calculator to estimate your monthly repayments based on your desired loan amount, interest rate, and tenure.

Loan Calculator
Calculate your monthly loan repayments
USh 5,000,000
16.5%
36 months

Monthly Payment

USh 0

Total Interest

USh 0

Total Payment

USh 0

This calculator provides estimates only. Actual loan terms may vary based on credit history, additional fees, and lender policies.

Frequently Asked Questions

What is salary-loan protection insurance?

Salary-loan protection insurance is a type of coverage that protects you in case of death, permanent disability, or job loss. If any of these events occur, the insurance will cover your outstanding loan balance, ensuring that you or your family are not burdened with the debt.

Can I transfer my existing loans from other banks to DFCU?

Yes, DFCU Bank allows you to transfer existing loans from other institutions without charging transfer fees. This can be a cost-effective way to consolidate your debts and potentially benefit from DFCU's competitive interest rates.

What happens if I change employers?

If you change employers during your loan term, you should notify DFCU Bank immediately. You'll need to provide documentation from your new employer and ensure your salary continues to be channeled through your DFCU account to maintain the loan agreement.

Is there a penalty for early repayment?

DFCU Bank may charge an early repayment fee, typically a percentage of the outstanding loan amount. The exact fee structure varies, so it's best to inquire at your branch for the most current information.

Ready to Apply?
Get your DFCU Personal Loan today
No collateral required
Salary-loan protection insurance
Quick 24-48 hour approval
No loan-transfer fees

Need help?

Call 0800 222 000

Why Choose DFCU Personal Loan?

No Transfer Fees

Transfer existing loans from other institutions without additional fees, making debt consolidation more affordable.

Built-in Protection

Salary-loan protection insurance gives you peace of mind, knowing you're covered in case of unexpected events.

Quick Approval

With 24-48 hour approval times, you can access funds quickly when you need them most.

Disclaimer

The information provided on this page is for general informational purposes only and is based on our research as of 2025. While we strive to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the information contained on this page. Any reliance you place on such information is therefore strictly at your own risk. Always verify the latest terms, conditions, and interest rates directly with DFCU Bank before making any financial decisions.