Compare reliable money transfer services for sending money to and from Uganda. Find the best rates, fees, and options for international remittances.
Sendwave charges a fee of 0-3% of the transfer amount, depending on the destination and payment method.
Transfers are typically instant or within minutes to mobile money accounts.
WorldRemit charges a transfer fee that varies by country, amount, and payout method. Exchange rates include a margin of 1-3%.
Transfer speed varies by payout method, but most transfers are completed within minutes.
Wise charges a small percentage fee (typically 0.5-1.5%) of the amount you're converting, plus a small fixed fee. They use the real mid-market exchange rate.
Transfer speed depends on payment method and destination, but most transfers arrive within 1-2 business days.
Remitly offers two service levels: Express (higher fees, faster delivery) and Economy (lower fees, slower delivery). Fees vary by amount, destination, and payment method.
Remitly offers two speed options: Express (minutes) and Economy (3-5 business days).
Western Union fees vary widely based on amount, destination, payment method, and receiving method. Online transfers typically have lower fees than in-person transfers.
Transfer speed varies by service type and destination.
MoneyGram fees vary based on amount, destination, payment method, and receiving method. Online transfers typically have lower fees than in-person transfers.
Transfer speed varies by service type and destination.
UnionPay fees vary by partner bank and service. Generally competitive for China-Uganda corridor.
Transfer speed depends on the specific service and partner banks.
Ria's fees are typically lower than traditional providers like Western Union and MoneyGram. Fees vary by amount, destination, and payment method.
Transfer speed varies by service type and destination.
Transfast fees vary by amount, destination, and payment method. Generally competitive compared to traditional providers.
Transfer speed varies by service type and destination.
Chipper Cash offers fee-free transfers between African countries. For global transfers (US, UK to Africa), fees are typically 0-3% depending on the corridor and payment method.
Transfers are typically instant or within minutes for both domestic and international transfers.
Eversend charges a small fee for transfers, typically 0.5-3% depending on the corridor and amount. They offer competitive exchange rates with a small margin.
Most transfers are processed instantly or within a few hours, depending on the destination and method.
When sending money to Uganda, you have several options to choose from. Mobile money services like MTN Mobile Money and Airtel Money are extremely popular in Uganda, making them convenient options for recipients. Cash pickup services are also widely available through providers like Western Union and MoneyGram, with numerous agent locations throughout the country. Bank transfers are another option, though they may take longer to process.
When choosing a service, consider factors such as fees, exchange rates, transfer speed, and convenience for your recipient. Digital providers like Sendwave and WorldRemit often offer competitive rates and faster transfers compared to traditional services.
Sending money from Uganda to other countries typically involves using traditional money transfer operators like Western Union, MoneyGram, or bank wire transfers. These services are available through local banks and authorized agents throughout Uganda. Some digital providers also offer outbound transfers from Uganda, though options may be more limited compared to inbound services.
Be aware that sending money from Uganda may be subject to foreign exchange controls and documentation requirements. Always check the current regulations and requirements before initiating a transfer.
For Ugandans looking to send money to other African countries like Kenya, Rwanda, Tanzania, Nigeria, or Ghana, mobile-oriented services like Chipper Cash and Eversend offer specialized solutions. These platforms are designed specifically for the African market and typically provide more competitive rates, faster transfers, and better user experiences for intra-African transfers compared to global providers.
These services often integrate directly with popular mobile money platforms across Africa, making transfers seamless and convenient. Many offer fee-free or very low-cost transfers between African countries, making them ideal for business transactions, family support, or educational expenses across borders within Africa.
Look beyond the advertised fee and consider the exchange rate markup. Some providers offer "zero fees" but make money on poor exchange rates. Calculate the total amount your recipient will get to find the best deal.
If your recipient needs money urgently, prioritize services that offer instant or same-day transfers. Mobile money and cash pickup options are typically faster than bank transfers.
Be aware of potential additional charges like cash pickup fees, mobile money withdrawal fees, or bank receiving fees that may be charged to your recipient.
Choose a service that's convenient for your recipient. If they use mobile money, select a provider that transfers directly to mobile wallets. If they're in a remote area, ensure cash pickup locations are accessible.
Digital-first providers like Sendwave, Wise, and WorldRemit typically offer the most competitive rates for sending money to Uganda. Mobile money transfers are often the cheapest option, especially for smaller amounts. Always compare the total cost (including fees and exchange rate markup) across multiple providers before sending.
Transfer times vary by provider and method. Mobile money transfers are typically instant or within minutes. Cash pickups are usually available within minutes to a few hours after sending. Bank transfers can take 1-3 business days. Digital providers generally offer faster services than traditional banks for international transfers.
Reputable online money transfer services use advanced security measures to protect your information and funds. Look for providers that are properly licensed and regulated. All the providers listed on SenteGuide are established companies with strong security practices. Always verify the recipient's information carefully before sending money.
For most online transfers, you'll need a valid government-issued ID (passport, driver's license, etc.) and proof of your payment method. For larger amounts, additional verification may be required. Recipients typically need to show a valid ID that matches the name on the transfer, and sometimes the transfer reference number.
Yes, most providers have minimum and maximum transfer limits. These limits vary by provider, your verification level, and sometimes by destination country. For large transfers (typically over $10,000 or equivalent), additional verification and documentation may be required to comply with anti-money laundering regulations.