Compare insurance providers licensed by the Insurance Regulatory Authority of Uganda. Find the best coverage for your needs from a range of providers offering life, non-life, health, and micro-insurance products.
The public is required by law to deal with ONLY licensed players. Members of the public are further reminded of the existence of an Online COMPLAINTS BUREAU system (iracomplaints.go.ug) to which they may lodge insurance-related complaints. Inquiries should be addressed to the Chief Executive Officer at the above address.
Insurance provides financial protection against unexpected events, helping you and your loved ones maintain financial stability during difficult times.
Consider coverage options, premium costs, claim settlement ratio, customer service, and financial stability when selecting an insurance provider.
Uganda's insurance sector includes non-life insurance, life insurance, health insurance, and micro-insurance providers, each offering specialized products for different needs.
The Insurance Regulatory Authority of Uganda (IRA) licenses and regulates all insurance providers in the country. Below is a comprehensive list of all licensed insurance companies operating in Uganda.
Alliance Africa General Insurance Limited is a licensed non-life insurance provider offering a range of general insurance products to individuals and businesses in Uganda.
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APA Insurance (Uganda) Limited is a licensed non-life insurance provider offering comprehensive insurance solutions for individuals and businesses.
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Britam Insurance Company (Uganda) Limited is a leading diversified financial services group providing a wide range of insurance and investment solutions in Uganda.
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Mirai Insurance (formerly First Insurance Company Limited) is a licensed non-life insurance provider offering a range of general insurance products to individuals and businesses in Uganda.
Jubilee Allianz General Insurance Company Limited was formed following Allianz's acquisition of a majority stake in Jubilee's general insurance operations in East Africa. The company offers a wide range of non-life insurance products.
Jubilee Health Insurance Company of Uganda Limited is a specialized health insurance provider offering comprehensive medical coverage for individuals and groups.
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Liberty Life Assurance Uganda Limited provides life insurance solutions with a focus on long-term financial security.
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Prudential Assurance Uganda Limited is part of Prudential plc, one of the world's leading financial services groups, providing life insurance services in Uganda.
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Sanlam Life Insurance Uganda Limited is part of the Sanlam Group, one of Africa's largest non-banking financial services companies, offering life insurance and investment solutions.
Grand Micro Insurance Limited is a licensed micro-insurance provider offering affordable insurance solutions to underserved communities in Uganda.
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Edge Micro Insurance Limited is a licensed micro-insurance provider offering affordable insurance solutions to underserved communities in Uganda.
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Turaco Micro Insurance Company Ltd is a licensed micro-insurance provider offering affordable insurance solutions to underserved communities in Uganda.
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Insurance is a financial arrangement that provides protection against financial losses from specific risks. By paying a premium, you transfer the financial risk to an insurance company. In Uganda, insurance helps protect against unexpected events like accidents, illness, property damage, or death, ensuring financial stability during difficult times.
When selecting an insurance provider in Uganda, consider these factors: financial stability of the company, claim settlement ratio, customer service quality, product range, premium rates, and network of service providers (especially for health insurance). Always verify that the provider is licensed by the Insurance Regulatory Authority of Uganda.
Uganda's insurance market offers various products including motor insurance (comprehensive and third-party), health insurance, life insurance, property insurance, agriculture insurance, travel insurance, business insurance, and microinsurance for low-income individuals. Each type serves different protection needs.
Third-party motor insurance is mandatory for all vehicle owners in Uganda. Other types of insurance are voluntary but highly recommended for financial security. Some business licenses and loans may require specific insurance coverage as a condition.
To file an insurance claim in Uganda: 1) Notify your insurance provider immediately after the incident, 2) Fill out the claim form provided by your insurer, 3) Submit all required documentation as specified in your policy, 4) Follow up with your insurance company on the claim status, 5) If your claim is approved, you'll receive the settlement according to your policy terms.
If you have a complaint about an insurance company in Uganda, first try to resolve it directly with the company through their customer service department. If the issue remains unresolved, you can file a formal complaint with the Insurance Regulatory Authority of Uganda through their online complaints portal at iracomplaints.go.ug.
