UAP Old Mutual Uganda offers a range of investment products designed to help you grow your wealth and secure your financial future. With a history dating back to 1845 and operations across 12 African countries, they bring extensive experience and stability to your investment journey.
Imagine you have some extra money, perhaps what you've saved after your monthly expenses. Instead of just keeping it aside, think of investing as planting a seed with that money. Over time, if the conditions are right, this seed can grow and give you back more money than you initially planted.
As prices rise over time (inflation), investing helps your money grow faster than inflation, preserving its purchasing power.
Even small amounts invested regularly can grow significantly through compounding – earning returns on both your initial investment and previous returns.
Investing helps build wealth over time, providing financial security for your future needs and goals.
Think of a unit trust as a big pot of money where many people put in their savings. This money is then managed by a team of professionals who decide where to invest it, for example, in shares of companies or bonds issued by the government. When the value of these investments goes up, the value of your share in the pot, which is called a "unit," also increases.
Minimum Investment
UGX 100,000
Investment Horizon
Short-term
Indicative Return
~10%
Aims to provide regular interest income while maintaining the safety of your initial investment. Invests in short-term, low-risk instruments.
Minimum Investment
UGX 100,000
Investment Horizon
Medium to Long-term
Indicative Return
~11%
Seeks a balance between generating income and growing your investment over time by investing in a mix of shares and bonds.
Minimum Investment
UGX 100,000
Investment Horizon
Medium to Long-term
Indicative Return
11-12%
Focuses on safety and steady growth by investing primarily in treasury bills, treasury bonds, corporate bonds, and fixed deposits. Aims for returns higher than money market instruments with minimal volatility.
Minimum Investment
USD 1,000
Investment Horizon
Medium to Long-term
Indicative Return
4-5%
Allows you to invest in US dollars, providing an option for diversification and potential hedging against local currency fluctuations. Invests in dollar-denominated assets.
| Fund Name | Risk Level | Min. Investment | Horizon | Indicative Return | Best For |
|---|---|---|---|---|---|
| Money Market Fund | Low | UGX 100,000 | Short-term | ~10% | Short-term savings, emergency funds |
| Balanced Fund | Medium | UGX 100,000 | Medium to Long-term | ~11% | Growth with moderate risk |
| Umbrella Trust Fund | Low to Medium | UGX 100,000 | Medium to Long-term | 11-12% | Steady growth, capital preservation |
| Dollar Unit Trust Fund | Low to Medium | USD 1,000 | Medium to Long-term | 4-5% | Currency diversification |
Most unit trust funds require a minimum initial investment of UGX 100,000, except for the Dollar Unit Trust Fund which requires USD 1,000. You can typically add more money later with minimum top-up amounts.
While you can generally access your money from a unit trust within 2-3 working days, most funds (except the Money Market Fund) are designed for medium to long-term investment horizons of at least 3-5 years.
All investments involve some level of risk, and the value of your investments can go up as well as down. Past performance is not necessarily an indicator of future results. Different funds have different risk-return profiles.
To start investing, contact an investment advisor from UAP Old Mutual Financial Services who can provide guidance and help you through the process of purchasing units in a unit trust or exploring other investment options.
Take the first step towards financial growth and security with UAP Old Mutual Uganda's investment products. Our team of professional advisors is ready to guide you through the process.