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Gnugrid CRB Uganda

Established: 2016

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About

Gnugrid CRB Uganda is an innovative credit reference bureau that leverages alternative data sources alongside traditional credit information to provide a more inclusive picture of creditworthiness. Their approach enables credit scoring for previously unbanked or underbanked populations, supporting broader financial inclusion in Uganda.

Contact Information

Location

Head Office - Plot 77 Buganda Road, Kampala

Contact Details

Email: info@gnugridcrb.com

Phone: +256 (0) 393194261

Toll-free: 0800330003

Services

Credit Reports

Comprehensive credit reports incorporating both traditional and alternative data sources to provide a holistic view of creditworthiness.

Beneficiaries:

Financial InstitutionsIndividualsBusinessesMicrofinance Institutions

Features:

  • Traditional credit data
  • Alternative data inclusion
  • Comprehensive risk assessment

Mobile Credit Scoring

Uganda's first mobile-based credit scoring solution, providing swift and inclusive financial assessment through mobile technology.

Beneficiaries:

Telecom CompaniesMobile LendersIndividuals

Features:

  • Mobile data analysis
  • Quick scoring
  • Inclusive approach

Consumer Support

Dedicated consumer services including free credit reports and educational resources about credit management.

Beneficiaries:

IndividualsSmall Businesses

Features:

  • Two free reports annually
  • Credit education
  • Consumer rights awareness

Information Disputes Department

Specialized department focused on addressing concerns regarding inaccuracies in credit reports.

Beneficiaries:

IndividualsBusinesses

Features:

  • Dispute resolution
  • Report correction
  • Data verification

Alternative Data Credit Solutions

Innovative credit assessment using non-traditional data sources to evaluate creditworthiness beyond banking history.

Beneficiaries:

Financial InstitutionsFintechsUnbanked Population

Features:

  • Mobile money data
  • Utility payment history
  • Digital footprint analysis

Additional Information

  • Operates with multiple office locations across Uganda (Kampala, Ntinda, Mbarara)
  • Pioneered mobile credit scoring in Uganda with Airtel
  • Focuses on financial inclusion through alternative data sources