Savings
DFCU Bank
DFCU Classic Savings Account
A flexible savings account for everyday savers with free monthly withdrawals and mobile banking access.
Features
- Minimum balance: UGX 20,000
- Competitive interest rate (contact dfcu for current rate — 0800 222000)
- 1 free withdrawal per month
- Free monthly statement
- Access to DFCU mobile banking
Requirements
- Valid ID (National ID, Passport, or Driving License)
- Proof of residence
- Two passport photos
Fees & Charges
- Account openingFree
- Monthly maintenanceUGX 5,000
- A T M withdrawal ( D F C U)UGX 1,000
- A T M withdrawal (other banks)UGX 4,000
Interest Rate
Rate3% per annum
Indicative rate — contact dfcu Bank (0800 222000) or visit dfcugroup.com for the current published rate. Last verified: 04 June 2026
Why Choose This Product
- 1Low minimum balance
- 2Free mobile banking
- 31 free monthly withdrawal
Quick Summary
Target Customer
Individual customers looking to save
Minimum Balance
UGX 20,000
Interest Rate
3% per annum
Key Fees
- Account openingFree
- Monthly maintenanceUGX 5,000
- A T M withdrawal ( D F C U)UGX 1,000
- + 1 more fees
Similar Products
Savings
Stanbic BankPure Save Account
Individual savers
A flexible savings account with tiered interest rates designed for individuals looking to save while maintaining access to their funds.
Key Features:
- Minimum balance of UGX 20,000
- Tiered interest: 1.5% p.a. on balances UGX 100,000–999,999; 3.5% p.a. on balances UGX 1,000,000+
- Free mobile banking access
- + 2 more features
Savings
Stanbic BankEveryday Banking Account
Mass market individuals
A zero-fee savings account designed for everyday banking needs with no minimum balance requirement.
Key Features:
- No minimum balance requirement
- Free account opening
- Mobile banking access
- + 2 more features



Centenary Bank