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Equity Bank Uganda Tariff Guide

Effective 1st March 2025

Savings Account
Fees for savings account services
ServiceFee
Opening Balance
Free
Minimum Balance
Free
Minimum Balance for a Fixed Deposit Account
UGX 5,000,000
Ledger Fees Per Entry
Free
Statement Print out (Per Page)
UGX 5,000
Email Statement certification (per page)
UGX 3,000
Withdrawals: UGX 0 - 1,000,000
UGX 10,000
Withdrawals: UGX 1,000,001 - 5,000,000
UGX 20,000
Withdrawals: UGX 5,000,001 and Above
UGX 30,000
Cash Deposit Charge
Free
Same day deposit - Withdrawal Charge
0.5%
Account Closure
UGX 21,000
Dormant Account Re-activation
Free
Quarterly withdraw penalty on junior account more than once in a quarter
UGX 10,000
Current Accounts
Fees for current account services
ServiceFee
Bundled monthly fee - SUPREME BANKING Business
UGX 150,000
Bundled monthly fee - SUPREME BANKING Personal
UGX 100,000
Bundled monthly fee - PREMIUM ACCOUNT Current
UGX 75,000
Bundled monthly fee - PREMIUM ACCOUNT Personal Current
UGX 75,000
Opening Balance - RETAIL BANKING Business Current

Includes Search Fees and Cheque Book

UGX 150,000
Opening Balance - RETAIL BANKING Personal Current

Includes Cheque Book

UGX 75,000
Opening Balance - SUPREME BANKING Business Current

Includes Search Fees and Cheque Book

UGX 150,000
Opening Balance - SUPREME BANKING Personal Current

Includes Cheque Book

UGX 75,000
Opening Balance - PREMIUM ACCOUNT Business Current

Includes Search Fees and Cheque Book

UGX 150,000
Opening Balance - PREMIUM ACCOUNT Personal Current

Includes Cheque Book

UGX 75,000
Minimum Balance
Free
Transaction Non-Supreme Customer
UGX 103,500
Ledger Fees Per Entry
Free
Minimum Ledger Fees per Month
Free
Statement Print out (Per Page)
UGX 5,000
Email Statement certification (per page)
UGX 3,000
Account Closure
UGX 21,000
Dormant Account Re-activation
Free
Search Fees (Company) - RETAIL BANKING
UGX 75,000
Search Fees (Company) - SUPREME BANKING
UGX 75,000
Search Fees (Non company) - SUPREME BANKING
UGX 75,000
Search Fees (SACCO) - RETAIL BANKING
UGX 75,000
Search Fees (SACCO) - SUPREME BANKING
UGX 75,000
Same day deposit - Withdrawal Charge - RETAIL BANKING
0.5%
Same day deposit - Withdrawal Charge - SUPREME BANKING
Free
Cash withdrawals: UGX 0 - 1,000,000
UGX 10,000
Cash withdrawals: UGX 1,000,001 - 5,000,000
UGX 20,000
Cash withdrawals: UGX 5,000,001 and Above
UGX 30,000
Cash Deposit Charge
Free
Balance inquiry over the Counter
Free
Over draft
Per facility letter
Foreign Currency Accounts
Fees for foreign currency account services
ServiceFee
Opening Balance
USD 100 or equivalent
Minimum Balance
Free
Penalty Below Min
Free
Ledger Fees Per Entry
Free
Account Management/Service Fee
Free
Cash Deposit charge (USD) - USD 2,000 and Below
Free
Cash Deposit charge (USD) - Above USD 2,000
0.25% per transaction, Max USD 5,000
Cash Deposit charge (KES) - KES 250,000 and Below
Free
Cash Deposit charge (KES) - Above KES 250,000
0.25% per transaction
Cash Deposit charge (GBP, EUR) - <=GBP 5 & <= EUR 5
Free
Cash Deposit charge (GBP, EUR) - > GBP 5 & > EUR 5
0.25% per transaction
Statement Print Out (Per Page)
USD 3 per page
Transfer from FCY to LCY and vice versa
Free
Payment against Effects not cleared
3.5% Minimum UGX 50,000
Counter Cheque leaf
UGX 20,000
Fixed Deposit Account/Call Deposit Account minimum balance
UGX 5,000,000 or Its equivalent
Cash withdrawal charges - SUPREME BANKING - Up to USD 2,000 or its equivalent
Free
Cash withdrawal charges - SUPREME BANKING - Above USD 2,000 or its equivalent
0.25% per transaction
Cash withdrawal charges - RETAIL BANKING
0.25% per transaction, Max USD 5,000
Account closure
UGX 21,000
Activation of Dormant account
Free
Cash deposit - foreign currency (small notes)
1% of the transaction value
Religious and Faith Based Organisations Account
Fees for religious and faith-based organizations
ServiceFee
Opening Balance
UGX 150,000
Monthly fee
Free
Cash withdrawal charge
UGX 2,100
Internal Transfers charge by Cheque
UGX 2,600
Intercountry Transactions
Fees for intercountry transaction services
ServiceFee
Cash Deposit at Counter - Up to USD 1000 (or its equivalent)
USD 3
Cash Deposit at Counter - Above USD 1000 (or its equivalent)
0.35% Min USD 5
Cash Deposit at Counter - KES
0.3% Min KES 1,000
Cash Withdrawal at Counter - USD (0-2000) or equivalent
USD 3
Cash Withdrawal at Counter - USD (2001 - 5000) or equivalent
USD 5
Cash Withdrawal at Counter - USD (5001 - 10,000) or equivalent
USD 0.5% Max USD 30
Cash Withdrawal at Counter - USD (10,001 - 100,000) or equivalent
USD 0.5% Max USD 30
Cash Withdrawal at Counter - USD Above 100,000
USD 0.5% Max USD 30
Inter - country Funds Transfer (USD) - Up to USD 1,000 (or its equivalent)
USD 0.5% Min USD 5, Max USD 30
Inter - country Funds Transfer (USD) - Above USD 1,000 (or its equivalent)
USD 0.5% Min USD 5, Max USD 30
Cheque Book/Banker's Cheques
Fees for cheque and banker's cheque services
ServiceFee
Drafts (Banker's Cheque) - Customer
UGX 20,000
Drafts (Banker's Cheque) Non - Customer
UGX 30,000
Drafts (Bankers Cheque) Cancellation Charge
UGX 20,000
Cheque Book/Per Leaf
UGX 1,000
Counter Cheque Leaf
UGX 30,000
Inward cheques
UGX 3,000
Payment against Effects not cleared
3.5% Min UGX 50,000
Returned Cheque - Insufficient Funds
UGX 230,000
Returned Cheque - Technical
UGX 20,000
Returned Cheque By Other Banks
UGX 20,000
Stop Payment Orders
UGX 30,000
Foreign Currency Cheques on Collection
USD 10
Voucher retrieval
UGX 50,000
Retrieval of old cheques etc
UGX 50,000
Standing Orders
Fees for standing order services
ServiceFee
To other Banks
UGX 10,000
Within the Bank
UGX 5,000
Standing Orders (Set up Charge)
Free
Standing Orders Unpaid
UGX 100,000
Standing Orders (Termination & Amendment charge)
UGX 10,000
Money Transfers
Fees for money transfer services
ServiceFee
EFT Charge - Outgoing
UGX 5,200
EFT Charge - Incoming
UGX 3,500
Incoming Direct Debits
UGX 5,200
Outgoing Direct Debits
UGX 3,000
Unpaid Direct Debits (Insufficient funds)
UGX 200,000
Swift Amendment Charges
USD 20
Swift statement (mt940) per account, per month
UGX 50,000
Telegraphic Transfers (TT/SWIFT)- Out-wards (SHA)
UGX 40,000
Telegraphic Transfers (TT/SWIFT)- Out- wards (OUR)
UGX 40,000 + USD 20
Telegraphic Transfers (TT/SWIFT)- Inwards
UGX 30,000
RTGS Transfers - Outward
UGX 23,000
RTGS Transfers - Inwards
UGX 3,200
EAPS - outward
UGX 30,000
EAPS - inward
UGX 3,200
Internal Funds Transfers
Free
Tracers on TT's < 1 month
USD 7 or its equivalent
Tracers on TT's > 1 month
USD 10 or its equivalent
Return funds
UGX 5,000
Salary Handling
UGX 2,600
Cash in Transit - Cash Deposits
UGX 70,000
Eazzy Remittances
Fees for Eazzy remittance services
ServiceFee
Internal Transfers
Free
EFT
UGX 5,000
RTGS
UGX 10,000
Bank to Wallet
*Same as Mobile Banking tariff*
ATM Card and Usage
Fees for ATM card services
ServiceFee
New Card & Renewal (VISA) - Visa Debit card
UGX 15,500
New Card & Renewal (VISA) - Visa USD GOLD card
USD 10
ATM Card - Replacement - Visa Debit card
UGX 15,500
ATM Card - Replacement - Visa USD GOLD card
USD 10
Depositing using a cash deposit machine
Free
ATM Withdrawal (Same bank ATM) - Visa Debit card
UGX 1,200
ATM Withdrawal (Same bank ATM) - Visa USD Gold card
USD 0.3
ATM Withdrawal at other Banks (VISA) - Domestic - Visa Debit card
UGX 8,000
ATM Withdrawal at other Banks (VISA) - Domestic - Visa USD Gold card
USD 2
ATM Withdrawal at other Banks (VISA) - International - Visa USD Gold card
USD 2
ATM cash withdrawal (Interswitch)
UGX 2,100
Other Bank ATM access fee - Domestic
UGX 5,000
Other Bank ATM access fee - International
USD 5
ATM Camera Viewing
UGX 50,000
ATM Mini Statement (Per print)
UGX 500
ATM Balance Enquiry (Per print)
UGX 300
ATM balance inquiry at other Banks ATMs
UGX 1,500
Balance inquiry on Interswitch
UGX 600
Balance inquiry International
UGX 2,000
Card Usage at POS machines
Free
Card Usage for online purchase - Visa Debit card
Free
Card Usage for online purchase - Visa USD Gold card
Free
ATM card declined for insufficient funds
UGX 500
Visa Prepaid Card
Fees for Visa prepaid card services
ServiceFee
Card cost (New & Replacement)
UGX 20,000
Annual Card Fee
Free
Load/reload fee
Free
ATM cash withdraw - On-Us
UGX 2,000
ATM cash withdraw Off-Us - Domestic
UGX 8,500
ATM cash withdraw Off-Us- International
UGX 10,000
ATM Balance inquiry check - On-Us
UGX 300
ATM Balance inquiry check Off-Us - Domestic
UGX 1,500
ATM Balance inquiry check Off-Us - International
UGX 2,000
ATM Mini- statement - On-Us
UGX 300
POS Purchase - Domestic
Free
POS Purchase - International
Free
Credit Card
Fees for credit card services
ServiceFee
Joining fee - Visa Classic Card
UGX 90,000
Joining fee - Visa Gold Card
UGX 252,000
Charges from Equity ATM withdraws
6% for approved limits
Charges from Non-Equity ATM withdraws
10% for approved limits
Interest
3.5% of spent amounts older than 50 days in a cycle
Renewals - Visa Gold card
UGX 55,500
Renewals - Visa Classic card
UGX 37,000
Issuing supplementary cards - Visa Gold Card
UGX 129,500
Issuing supplementary cards - Visa Classic Card
UGX 55,500
Replacement fee - Visa Gold card
UGX 55,500
Replacement fee - Visa Classic card
UGX 37,000
Annual fee - Primary card - Visa Gold
UGX 162,000
Annual fee - Primary card - Visa Classic
UGX 90,000
Annual fee - Supplementary card - Visa Gold
UGX 162,000
Annual fee - Supplementary card - Visa Classic
UGX 90,000
Late payment charges
4% on all amounts due
Over limit fee
4%
ATM Cardless Transactions
Fees for ATM cardless transactions
ServiceFee
ATM mobile money withdrawal (MTN & Airtel): UGX 10,000 - 1,000,000
UGX 5,000
ATM mobile money withdrawal (MTN & Airtel): UGX 1,000,001 - 2,000,000
UGX 10,000
POS Device
Fees for POS device services
ServiceFee
Monthly Rental - Temporary
UGX 100,000
Merchant Commission - VISA, MasterCard, CUP, JCB
3%
Merchant Commission - AMEX
3.5%
Retail Digital Banking (*247#, Web and App)
Fees for retail digital banking services
ServiceFee
Send Money - To Equity Account (max. 50M per day)
UGX 500
Send Money - RTGS
UGX 10,000
Send Money - EFT
UGX 3,000
Send Money - SWIFT (SHA)
UGX 30,000
Send Money - SWIFT (OUR)
UGX 30,000 + USD 20
Send Money - Inter-country <= USD 1,000
USD 3
Send Money - Inter-country > USD 1,000
0.2% Min USD 3, Max USD 15
Request cheque book
*Same as Operation tariff*
Bank to Wallet - Airtel & MTN (0 - 5000)
UGX 550
Bank to Wallet - Airtel & MTN (5001 - 60,000)
UGX 1,000
Bank to Wallet - Airtel & MTN (60,001 - 125,000)
UGX 1,500
Bank to Wallet - Airtel & MTN (125,001 - 250,000)
UGX 2,100
Bank to Wallet - Airtel & MTN (250,001 - 500,000)
UGX 3,000
Bank to Wallet - Airtel & MTN (500,001 - 1,000,000)
UGX 4,000
Bank to Wallet - Airtel & MTN (1,000,001 - 2,000,000)
UGX 5,000
Bank to Wallet - Airtel & MTN (2,000,001 - 3,000,000)
UGX 6,000
Bank to Wallet - Airtel & MTN (3,000,001 - 4,000,000)
UGX 7,500
Bank to Wallet - Airtel & MTN (4,000,001 - 5,000,000)
UGX 9,000
Buy airtime - Airtel & MTN
UGX 300
Withdraw money - ATM withdraw (CARDLESS)
UGX 1,000
My account - Registration
Free
My account - Account Balance on Screen
Free
My account - Account Balance with SMS - (*247#)
UGX 300
My account - Statement on Screen - (Web, App)
Free
My account - Mini Statement on Screen - (*247#)
Free
My account - Mini statement with SMS - (*247#)
UGX 500
My account - Change pin
Free
My account - Forgot pin
Free
My account - Stop Card
Free
My account - Stop Cheques
UGX 30,000
My account - Request cheque book
Free
My account - SMS alerts monthly charge
Free
Utility Bill Payment - UMEME
UGX 1,500
Utility Bill Payment - NWSC
Free
Utility Bill Payment - Pay TV
UGX 1,500
Utility Bill Payment - URA
UGX 1,500
Utility Bill Payment - School Pay
UGX 2,000
Utility Bill Payment - NSSF Payment
Free
Utility Bill Payment - Other Billers
UGX 2,000
Corporate Internet Banking - Eazzybiz
Fees for corporate internet banking services
ServiceFee
Annual Subscription
UGX 150,000
Internal Transfers
UGX 2,000
Airtime Purchase
UGX 300
Intercountry transfers <= USD 1,000
USD 3
Intercountry transfers > USD 1,000
0.20%, Min USD 3, Max USD 15
EFT
UGX 3,000
RTGS
UGX 10,000
SWIFT (SHA)
UGX 30,000
SWIFT (OUR)
UGX 30,000 + USD 20
Statements
Free
Electronic statements for VISA applications
Free
Balance Inquiry
Free
Utility Bill Payments
UGX 2,000
Bank to Wallet
*Same as Mobile Banking tariff*
Mobile Money Bulk Payments (per transaction)
UGX 2,500
SMS Alert
Free
New Token Fees
USD 35 per Token
Additional token
USD 35
Replacement for lost or damaged token
USD 35
Salary payments (PER ENTRY) - With in bank
UGX 1,000
Salary payments (PER ENTRY) - RTGs
UGX 10,000
Salary payments (PER ENTRY) - Mobile wallet
UGX 2,500
EFT Salary Payments (PER ENTRY)
UGX 3,000
Request Cheque Book
*Same as Operations tariff*
Agency Banking - EQUI DUUKA
Fees for agency banking services
ServiceFee
Cash deposits
Free
Cash Withdrawal (EQUI DUUKA): UGX 0 - 60,000
UGX 1,000
Cash Withdrawal (EQUI DUUKA): UGX 60,001 - 150,000
UGX 2,000
Cash Withdrawal (EQUI DUUKA): UGX 150,001 - 300,000
UGX 2,500
Cash Withdrawal (EQUI DUUKA): UGX 300,001 - 600,000
UGX 3,500
Cash Withdrawal (EQUI DUUKA): UGX 600,001 - 1,000,000
UGX 4,500
Cash Withdrawal (EQUI DUUKA): UGX 1,000,001 - 2,500,000
UGX 6,000
Cash Withdrawal (EQUI DUUKA): UGX 2,500,001 - 4,000,000
UGX 10,000
Bill Payments - UMEME, NSSF payments, URA deposits, School fees deposits & Other utility bills
UGX 1,000
Balance Inquiry
UGX 200
Mini statement
UGX 200
Funds transfer to Equity account
UGX 800
Funds transfer to other banks
UGX 1,500
Airtime purchase
UGX 200