Monthly Management Fees
Monthly fees for different account types
| Service | Fee |
|---|---|
Private banking - Bundle Covers management fees, free welcome cheque book, service fees, counter cash withdrawal fees, counter cheque leaf fees, internal account transfers, SMS alerts | UGX 80,000 |
Wealth and investment banking Covers management fees, free welcome cheque book, service fees, counter cash withdrawal fees, internal account transfers, SMS alerts | UGX 52,500 |
Executive banking - Bundle Covers management fees, free welcome cheque book, service fees, 1 EFT, 2 inward clearing cheques, internal account transfers, SMS alerts | UGX 40,000 |
Private banking - Pay As You Transact (PAYT) | UGX 32,000 |
SMART banking current account - Bundle Covers management fees, UGX ATM cash withdraws, SMS Alerts and embedded insurance cover | UGX 8,500 |
Karibu (Salary Account) - Bundle Covers management fees, UGX ATM cash withdraws and SMS Alerts | UGX 6,500 |
Pure Save (Stand Alone Account) | UGX 1,500 |
Pure Save (Secondary Account) | Free |
Every day banking | Free |
Every day banking under executive banking | UGX 15,000 |
Diaspora banking- bundle Covers management fees, service fees, UGX counter cash withdrawals, internal account transfers, free USD Cash deposits below $4,000, Inward and Outward Telegraphic Bank commission | Free |
Monthly SMS Alerts for Everyday Banking account | UGX 1,500 |
Minimum Balance
Minimum balance requirements for different account types
| Service | Fee |
|---|---|
Pure Save Account | UGX 20,000 |
Private Banking Account | Free |
Executive Banking Account | Free |
Karibu Salary Account | Free |
Smart Banking Account | Free |
Everyday Banking Account | Free |
Debit Cards
Fees for debit card services
| Service | Fee |
|---|---|
ATM card Issuing 1st issuance Classic/Electron | UGX 10,000 |
ATM card Issuing 1st issuance Gold | UGX 15,000 |
ATM Card Issuing 1st issuance Platinum | UGX 20,000 |
ATM card replacement (lost / Damaged Cards / expired) classic/Electron | UGX 16,900 |
ATM card replacement (Lost / damaged Cards/ Expired) Gold | UGX 25,000 |
ATM card replacement (Lost / damaged Cards/ Expired) Platinum | UGX 50,000 |
ATM bill payments | Free |
ATM mini statement | Free |
ATM Balance Inquiry | Free |
ATM Mini statement for Everyday Banking product | UGX 250 |
Currency conversion Fees | 7% |
Credit Cards
Fees for credit card services
| Service | Fee |
|---|---|
Credit card (GOLD) - annual fees | UGX 169,500 |
Credit card (SILVER) - annual fees | UGX 169,500 |
Failed direct debits | UGX 30,000 |
Late fees (5 days after the bounced direct debit) | UGX 30,000 |
Credit card replacement | UGX 22,600 |
Currency conversion Fees | 4% |
ATM Withdrawals
Fees for ATM withdrawals
| Service | Fee |
|---|---|
SMART Banking Current Account | Free |
Private Banking Account | Free |
Executive Banking Account | Free |
Karibu Salary Account | Free |
Pure Save Account: Withdrawals <= 500,000 | UGX 1,400 |
Pure Save Account: Withdrawals 500,001 and above | UGX 2,000 |
Everyday Banking Account Withdrawals <= 500,000 | UGX 1,400 |
Everyday Banking Account Withdrawals 500,001 and above | UGX 2,000 |
ATM Withdrawal at other Banks ATMs | UGX 10,000 |
ATM balance inquiry at other Banks ATMs | UGX 2,000 |
Dollar ATM Cash Withdraws | N/A |
Others Banks customers withdrawing at Stanbic ATM Machines *Domestic cards | UGX 6,500 |
Others Banks customers withdrawing at Stanbic ATM Machines *International cards | UGX 25,000 |
Bi-Annual Visa Card Fees
Bi-annual fees for Visa cards
| Service | Fee |
|---|---|
ATM Bi-Annual Visa fees Classic/Electron | UGX 17,500 |
ATM Bi Annual Visa fees Gold | UGX 20,000 |
ATM Bi Annual Visa fees Platinum | UGX 30,000 |
ATM Bi Annual Visa fees Infinite | UGX 110,000 |
ATM Bi Annual Visa fees for Everyday Banking | UGX 5,000 |
ATM camera viewing (False Fraud Claims) | UGX 105,000 |
ATM Cardless Transactions
Fees for ATM cardless transactions
| Service | Fee |
|---|---|
1. Directly off ATM | Free |
2. Using Instant Money | 2500 |
3. ATM mobile money withdrawal (MTN & Airtel) | 2501 - 30 000: 1150 30 001 - 60 000: 1400 60 001 - 125 000: 2150 125 001 - 250 000: 4000 250 001 - 500 000: 6 650 500 001 - 1000 000: 11 950 |
Mobile Banking
Fees for mobile banking services
| Service | Fee |
|---|---|
SBU Account to Mobile Wallet | Free |
Utility payments (Including eTax) | UGX 1,000 |
Inter Account Transfers (IAT) | Free |
Mobile wallet to SBU Account *Telecom charges apply | Free |
Airtime recharge | Free |
EFT outward | UGX 2,000 |
RTGS outward | UGX 10,000 |
TT outward | UGX 30,000 |
Mini Statement | Free |
Balance enquiry | Free |
Inter accounts transfer | Free |
Online Banking
Fees for online banking services
| Service | Fee |
|---|---|
SBU Account to Mobile Wallet | 5 000 - 60 000: 1700 60 001 - 125 000: 2300 125 001 - 250 000: 2700 250 001 - 500 000: 3 200 500 001 - 1000 000: 6000 1000 001 - 4000 000: 12000 |
Mobile wallet to SBU Account *Telecom charges apply | Free |
Utility payments (Including eTax) | UGX 1,000 |
EFT outward | UGX 2,000 |
Airtime recharge | Free |
Internet Banking
Fees for internet banking services
| Service | Fee |
|---|---|
Monthly Fees | Free |
Sign on Fees | Free |
Certified E-Statement | UGX 2,000 |
Cash Withdrawals
Fees for cash withdrawal services
| Service | Fee |
|---|---|
Cash withdrawal fees 5 million and below | UGX 12,000 |
Cash withdrawal fees above 5 million | 0.25% of the value |
Cash withdrawal fees for Diaspora account | Free |
Cash Deposits
Fees for cash deposit services
| Service | Fee |
|---|---|
Cash deposit fees for all accounts | Free |
Standing Orders
Fees for standing order services
| Service | Fee |
|---|---|
Standing order set up | UGX 10,000 |
Standing order to Stanbic Account | UGX 5,000 |
Standing order to other banks | UGX 20,000 |
Standing order/Debit Account in own name (Client Stanbic Bank) | Free |
Standing orders (Unpaid) | UGX 130,000 |
Standing orders to stanbic account (Unpaid) | Free |
Standing order amendments/Termination | UGX 10,000 |
Cheques
Fees for cheque services
| Service | Fee |
|---|---|
Cheque book (cost per leaf) | UGX 1,200 |
Counter cheque leaf | Free |
Fees per cheque written (service fees) | UGX 2,000 |
Authorised Debits/Withdrawals against uncleared balances | 1% Min. 30 000 |
Stop payments | UGX 40,000 |
Agent Bank Cheque within clearing area | UGX 6,000 |
Bank Draft
Fees for bank draft services
| Service | Fee |
|---|---|
Bank cheques issued | UGX 25,000 |
Bank cheque repurchase/cancellation | UGX 20,000 |
Unpaid Cheques
Fees for unpaid cheque services
| Service | Fee |
|---|---|
Unpaid direct debits | UGX 130,000 |
Returned cheque - insufficient funds | UGX 250,000 |
Unpaid cheque-technical reasons | UGX 25,000 |
Post dated cheque deposited/written | UGX 35,000 |
Statements
Fees for statement services
| Service | Fee |
|---|---|
Previous month statement requests | Free |
Interim/provisional statement (Per page) | 1000 |
Duplicate statement (Per page) | 1000 |
Email statement | Free |
School Fees Payments
Fees for school fees payment services
| Service | Fee |
|---|---|
Over the counter | UGX 2,500 |
FlexiPay (Mobile) **Refer to separate tariff guide | N/A |
Inter account transfers for school fees (Stanbic Accounts) | Free |
School fees drafts issued | UGX 25,000 |
Direct debit | UGX 2,500 |
Borderless Banking
Fees for borderless banking services
| Service | Fee |
|---|---|
Cash withdrawal | Transaction Amount capped at UGX 20Million |
Cash deposit | Free |
Funds Transfer Online (EOL & ROL) | UGX 20,000 |
Funds Transfer (Branch) | UGX 40,000 |
Cross Border Payments
Fees for cross border payment services
| Service | Fee |
|---|---|
Amendment | UGX 35,000 |
Returned funds (to other banks) | USD Equivalent |
Recalling funds (from other banks) | USD Equivalent |
Payments
Fees for payment services
| Service | Fee |
|---|---|
Real time Gross Settlement (RTGS) - Outward | UGX 20,000 |
Real time Gross Settlement (RTGS) - Inward | Free |
Telegraphic transfers outward *Excludes Correspondent Bank Fees | UGX 60,000 |
Telegraphic transfers Inward- Customer UGX Accounts *Excludes Correspondent Bank Fees | Free |
Electronic Funds Transfer (EFT) - Inwards | UGX 4,000 |
Electronic Funds Transfer (EFT) - Outwards | UGX 5,500 |
Inter Account Transfers (IAT) | Free |
Direct Debit | UGX 2,500 |
Salary processing fees (SBU) | UGX 4,000 |
Salary processing fees (Non- SBU) | UGX 6,000 |
Electronic Funds Transfer (EFT) - Inwards for Everyday Banking | UGX 5,000 |
Other Fees
Miscellaneous banking fees
| Service | Fee |
|---|---|
URA | UGX 2,500 |
Utility Payments (Over The Counter) | 1 - 500 000: 2500 500 001 - 1000 000: 6000 1000 001 - 4000 000: 9000 |
UEDCL Light | N/A |
Utilities Payments - NWSC (Branch) | Free |
Utilities Payments - NWSC (Agency Banking) | UGX 1000 |
Search Fees (Lost/ Missing Slips per slip/ Cheque) | UGX 30,000 |
Certificate of balance | UGX 20,000 |
Letter of reference | UGX 20,000 |
Account closure | UGX 20,000 |
Loan / Facility Arrangement fees- Salary Loan | 2% (Min 60 000) |
Loan / Facility Arrangement Fees -Mortgages | 1.5% to 2% of the facility |
Financial card | UGX 25 000 |
Credit application | UGX 20 000 |
Garnishees | UGX 100 000 Per appearance by bank staff in court |
Letters of Administration | UGX 50 000 |
Company Search Fee (Incorporated Entities) | UGX 25 000 |
Company Search Fee (Sole Proprietors) | UGX 35 000 |
Failed BOL Direct debit | UGX 25 000 |
Letter for Account confirmation/Embassy/No loan obligation | UGX 2 000 |